1. What happens if I don’t qualify for the initial financing offer?
2. Which providers may present a financing or lease-to-own offer when I apply?
3. How do I pay my bill?
Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.
Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.
Monday - Friday 7:30 AM - 12:00AM ET
Saturday 10:00 AM - 7:00PM ET
Sunday - Closed.
Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
P.O. Box 650721
Dallas, TX 75265-0721
4. What happens if I am presented with an offer?
Financing Details
Synchrony Bank:
Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.
* Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime.
Fortiva Retail Credit:
Fortiva Retail Credit is a premier second look consumer credit program issued by The Bank of Missouri, proudly partnering with businesses across numerous industries. Fortiva Retail Credit provides a loan decision to consumers within seconds for a seamless application process. Businesses partnering with Fortiva Retail Credit have reported increases in average ticket size, approval rates, and customer loyalty.
Lease-to-own options
No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
The advertised service is lease-to-own or a rental- or lease- purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.
Early Purchase Options: Early Purchase Options: Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.
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**Lease-to-own : The advertised service is lease-to-own or a rental- or lease- purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.
