We've made financing a new computer easy by offering three different options for our customers. If your credit isn't the best, we have No Credit Needed Financing offered through Progressive Finance.
If you are looking to build credit or already have established credit, we first recommend using Synchrony Financing with 12 Months Special Financing Available on purchases made with your Home Design Credit Card by Xidax which you can apply for
*Subject to credit approval. Minimum monthly payments required. See store for details.
Alternatively you can use BillMeLater by selecting PayPal at checkout and following the instructions on the PayPal payment page.
No Credit Required Lease-to-Own
At Xidax we're proud to offer our exclusive No Credit Required Leasing. Now with no credit required leasing, owning a new hand-built Xidax desktop or laptop gaming computer is easier than ever!
The requirements are simple: -Have a job for at least 6 months. -Have an active checking account for at least six months. -Have no “Non Sufficient Funds” or excessive overdrafts in the last 30 days.
Q : When is my first payment due? A : Your first payment will be due at checkout. The first payment amount will depend on how much you are financing.
Q : What is the interest rate? How is the monthly payment figured? A : Lease payments are 20% of the invoice amount per month. Example: $1,000 invoice = $200/month payment for 12 months.
Q : How long is the agreement for? A : All lease/purchase agreements are for 12 months unless you wish to pay off the purchase early.
Q : Can I pay off the purchase early? A : Yes! And when you pay off your invoice amount within 90 days you only pay an application processing fee.
Q : How much can I get approved for? A : The maximum you can be approved for with No Credit Needed financing is $3,000.
Q : If the computer I want is more than I was approved for, can I pay the difference with a credit card? A : Absolutely. You can either pay the difference with your credit card or PayPal account.
Q : Will I be charged anything when I submit an application through the website? A : No, and your credit will not be pulled. You will only be charged when you have been approved and signed the purchase agreement online.
Q : I was approved, what's next? A : Call us at 1-877-943-2972 and we'll complete your order!
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